Arodha D. STRATEGY MANAGEMENT OF ‘KOPWAN’ AS AN ULTRA-MICRO FINANCE SOLUTION FROM ONLINE LOANS. mimbar [Internet]. 2025 Mar. 31 [cited 2026 Jun. 21];21(1):10-34. Available from: https://jurnal.stisipwidyapuri-smi.ac.id/index.php/mimbar/article/view/209